Hi! My name is Debbie Barnes, and I’m glad you came by my website. I’m 24 years old, and have always considered myself to be a responsible person. I recently learned a valuable lesson and want to share it. I live in a large apartment complex and have lived here for eight months. Last month there was a small apartment fire that caused some damage to my unit. Luckily no one was hurt, but there was a good amount of smoke damage to my belongings. Some of my furniture and my clothing were damaged beyond repair. This is difficult for me to say, but I didn’t have renters insurance. Not only did I not have a policy, I didn’t know there was such a thing. I want to share what I have learned about renters insurance and why all renters should have a policy in place.